Jun 22, 2012

Vietnam - Next frontier, Vietnam

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Heather Manners has no doubts. “The reason we are investing in Vietnam is because we see a very simple, clear opportunity,” says the chief investment officer at Prusik Investment Management, an independent asset management firm focussing on Asian equities. It began investing heavily in the country at the end of 2011 and continues to do so now, anticipating that the economy will be stimulated as monetary policy eases.

Manners first began eyeing Vietnam in the second half of 2011, when she saw that the month-on-month inflation rate was much lower than year-on-year (YOY) inflation. It then became clear that once the first quarter YOY was dropped from the equation, the headline YOY numbers would have been much lower, with month-on-month patterns annualizing in the 10% to 12% range.

“We believe that such numbers pave the way for authorities to cut interest rates. When you have cheap equities and falling interest rates, one thing happens: equities go up. So it is a simple strategy, combined with the fact that no one’s really talking about it,” she explains. At the beginning of 2012, she made a call that Vietnam’s market would double in 18 months.

The call has turned out to be a good one so far. Inflation is beginning to stabilize at rates lower than initially expected, and forecasts are expecting it to settle at around 11% to 12% in 2012, and to lower even further in 2013. The Hanoi stockmarket has grown a staggering 42.9% year to date (as of market close May 7), bringing it almost halfway to Manners’ 18-month forecast.

Darker times

But it has not been all good news. “It was a market in decline for five years. The Hanoi index from peak to trough had fallen about 87%. The currency too fell quite significantly – by over 30%,” Manners recalls. Prusik was tracking the Hanoi index as opposed to the Ho Chi Minh index because the former had more mid-sized companies, fitting the manager’s profile better. “You were looking at a stockmarket that had fallen in the magnitude of the Asian financial crisis and as a result, we were looking at very cheap valuations.”

At a median stock level, P/E valuations stood at about 5× or even cheaper towards the end of 2011, and Prusik jumped in, which Manners observes was not the stance of most managers in Vietnam. She notes that all the foreign brokers had left the market and that nobody was looking at it as a venue for investment any longer. “It was terribly unloved, but very cheap.”

2011 in particular was a difficult year for Vietnam, with the economy and the stockmarkets going into a nose dive, thanks to the combination of three factors, all of them in the first quarter: the government’s further deregulation of prices; the removal of oil subsidies; and a sharp devaluation of the currency.

While Vietnam seems to be brimming with promise after several discouraging years, Prusik is fairly limited in its choices in which stocks to invest.

“It’s difficult to be picky in Vietnam,” Manners explains. “Much of the economy – stockmarkets in particular – is made up of quite illiquid companies, or large companies which are expensive, or those that have reached their foreign ownership limit so we can’t buy in anymore. You have to step around those three things to put together a portfolio. We have taken what I would say is a sort of basket approach, as it were, and bought from a number of different companies.”

Working around these issues has been hard work, but Manners believes they have managed to put together a good portfolio. Most of Prusik’s investments are companies with more of a domestic focus such as bakeries, jewellery, banking and pharmaceuticals because in the medium to long-term, these are the companies that, if one believes the history of the region’s stockmarkets, have better sustained growth and benefitted more from other developing markets. Most well-managed companies and domestic names with more exposure to consumer spending in the region typically garner higher valuations than the more cyclical, export-oriented businesses. In Vietnam’s case, “goods are good” because many of its people now have disposable incomes that they are eager to spend.

Vietnam, she says, is an interesting place to invest, not least because it feels a few years behind its more developed Asian counterparts. “So there are some really well managed companies which present themselves nicely, and there are some other companies that haven’t quite grasped what investors want to hear yet, but they’re getting there. As usual, it’s picking one’s way among a combination of the [bottom-up analysis] at a company level, with what movements governments are making.”

The movements that Manners is watching in particular is if the government can have effective recapitalization and rationalization in the banking sector, if the overhang in the property sector is clearing and if there is enough momentum to spur the streamlining of the state’s finance sector.

“So far the signs are good, but one shouldn’t be so certain. I think one has to remain quite sceptical, but at the moment we are still in an early enough stage of the main story. We can probably afford to worry about that later in the year, and we are seeing enough being done
at the moment.”

Prusik, however, is watching valuations carefully. Valuations remain extremely cheap at present, but as Vietnam garners more public attention and continues to perform solidly, Prusik is on guard for a sort of “gold rush” – if people suddenly decide to begin investing in the region. This rush of investors, Manners anticipates, could start within the year if momentum continues.

Positive on more

Manners runs two of Prusik’s three funds (totalling US$190 million), the Prusik Asian Fund and the Prusik Asia Smaller Companies Fund. After months of increasing their weighting in Vietnam, both funds now have about 15% invested into the country, a proportion she believes is healthy enough to stick to. Beyond Vietnam though, Asean is a major theme for the company – the Asian Smaller Companies Fund has as much as 70% invested into the region. Particular standouts are the Philippines and Thailand.

She calls the Philippines’ structural story the most interesting in the region at the moment, with a new president whose confidence and clean image have engendered more business to come to the country. It is the sovereign’s first major capital expenditures cycle since the Asian financial crisis, and liquidity remains abundant with healthy banks. The Philippines, she believes, runs little risk from the financial world.

“Geographically, Thailand is perfectly located,” she comments. “As Myanmar emerges and Vietnam recovers, Thailand is right in the middle. You can still find interesting companies on a stock level.”

Myanmar’s emergence is a major story for Prusik as well, and Manners is looking forward to more and more opportunities for foreign investors to come up, especially for her smaller companies’ fund. Developments taking place in Myanmar will bring with it massive changes for Vietnam, Cambodia and Laos as well.

Prusik, which has offices in London and Singapore, is carefully watching China at the moment. “We think it looks really cheap, no matter what quantitative screens we look at.” She says that there is a foundation set for a strong performance from Chinese equities, but it is still waiting for a catalyst to spur that growth. Overall, Manners is extremely bullish on the future of the region.

“People talk about markets being highly correlated, but the dispersion of returns has risen. Actually, if you look at the 12-month return to the first of May, it is anything but [a correlation],” she says, giving Asia’s wide-ranging markets as an example. Over the last 12 months of performance, the spread between the best and worst market in the region is a surprising 50%, with the Philippines up 22% and India down 26%.

“I think this is essential to remember, because I still think there are a lot of people who have been wary of developing markets or emerging markets like Asia because they are worried about macro risk globally. But as a matter of fact, there has been a quite different tune being played in markets with strong fundamentals and, in my view, rightly so.”

While she is hesitant to put numbers as precise as her forecast for Vietnam was, Manners is confident that along with the development of the middle class in Asia and the emergence of China as a superpower, the Asean region’s rise over the next decade or two will be looked back on as the third major investment theme in Asia. “We cannot really underestimate how important Asean is going to be from the point of view of development. It is going to keep changing and growing along with the upsides it could potentially generate.” Even if the Western world slides into another recession – as many fear – she is confident that though Asean may indeed be affected and destabilized, it will not veer the region off its strong and very definite path to growth.

Nina Pablo


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