May 7, 2012

Myanmar - Forex troubles for users continue


DAILY Central Bank of Myanmar currency auctions may have floated the kyat from April 1 but businesspeople and other foreign currency holders say the foreign exchange market is still deeply flawed.

The Central Bank posts the results of the auctions – participated in by 11 private banks – on its website every day. On April 24 the Central Bank’s website stated that US$1 was selling for K821, compared with K814 offered at exchange counters run by private banks, which itself was slightly higher than the open market.

The exchange counters were selling dollars for K828 on the same day.

The April 1 float also abolished the former official rate of K6 to the dollar, which had been used by the government for decades.

But foreign currency sellers say little has changed in their day-to-day interactions with the foreign exchange counters operated by the private banks.

“We are still finding limitations and difficulties in exchange US dollars for kyat at foreign currency exchange counters on Theinbyu Road, even though there’s a daily exchange rate,” said U Myo Naing, an overseas worker who recently returned to Myanmar.

“I had to go to six exchange counters run by different private banks to sell $1000,” said U Myo Naing.

U Soe Myint, an employee of a domestic NGO, said he visited a number of exchange counters on April 10 but only two – Myanmar Oriental Bank and Innwa Bank – were willing to accept Foreign Exchange Certificates (FEC).

“I sold FEC700 at Innwa Bank’s counter in the morning but when I came back in the afternoon at 2pm, the counter staff told me that they had stopped buying FEC. I also tried other counters but none of then would buy,” he said.

U Win Kyaw, the manager of a trading company, said the auctions were too restricted.

“The Central Bank of Myanmar is just purchasing foreign currency from authorised banks and not from other sources. It would be better if the Central Bank allowed other sources, such as foreign investors and export-import businesses, to take part as well because the private banks cannot manage the market properly,” he said.

However, MRTV-4 on April 25 carried a report quoting a senior official from the Central Bank of Myanmar as saying that the bank would allow other organisations and individuals to take part in the currency auctions eventually.

The currency float is the first step in unifying the many different exchange rates used in Myanmar, forming a vital part of reforms aimed at stimulating Myanmar’s moribund economy, state-run newspapers said in early April.

U Win Kyaw said each currency exchange counter had its own rules, which frustrated users.

“We are not buying FEC today and we have also stopped purchasing US dollars since 1:30pm. But if you are buying FEC or US dollars from us, we will sell them until 3pm,” said a counter staff run by Co-operative Bank.

A counter staff from Kabawza Bank said on the same day: “We are not buying FEC today and are buying a maximum of $100 from each customer.”

The counters also buy and sell euros, Singapore dollars and other currencies, although US dollars, FEC and kyat are the dominant currencies.

On April 10, 1 euro was selling for K1070, while S$1 fetched K647.

However, some wily customers are trading currencies with others users who are refused by the exchange counters.

“One day I went to sell some dollars but the staff told me they had stopped buying. As I was walking out a businessman approached me and offered to buy my dollars at K815 and I immediately accepted,” said another overseas worker.

Other customers told The Myanmar Times that the exchange counters have retained strict rules regarding the acceptance of notes – any imperfections, marks, folds or nicks and the counters will not take the bills.

And some black market currency traders are exploiting the demand to change money by scamming unprepared customers out of their cash.

“I also had a terrible experience with a money changer at the corner of Maha Bandoola Garden Street,” said U Win Aung, who works for an NGO.

“I lost about K50,000 in one exchange because they folded a number of notes to make it appear that there was more money in each packet than there really was.

“When I realised that I had been conned I called the police but the changers had disappeared. After my mishap, I heard from a number of other people who had been cheated in similar ways but none had managed to recover their money,” he said.

Aung Kyi



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